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Landlord Tax Return Chatham in Kent in Kent

Landlord tax return specialist in Chatham. Section 24, rental income, MTD for landlords. ME4, ME5. ACCA & ATT qualified, HMRC registered, from £225. Over 25 years’ experience.

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    Personal Tax Support

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    Kent towns covered

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Local, reliable, certified

Landlord Tax — Chatham ME4, ME5

ACCA, ATT & HMRC Registered Landlord Tax Specialist — Chatham ME4, ME5 — From £225

Chatham is at the heart of the Medway urban area, with a rich naval heritage and a diverse housing stock that includes everything from Victorian terraced streets to modern waterfront apartments at the historic dockyard. The town has seen significant regeneration investment in recent years, with new residential and commercial developments throughout ME4 and ME5. Kent Tax Specialists provides specialist personal tax services to residents, landlords, sole traders, and businesses across Chatham and the surrounding area.

Chatham has an active buy-to-let and rental market. Landlords across ME4, ME5 face Section 24 restrictions, MTD obligations from April 2026, and CGT 60-day returns when they sell. We prepare rental income returns with ACCA & ATT qualified, HMRC registered accuracy.

🚨 Section 24 Mortgage Interest Restriction: Higher-rate landlords receive a 20% basic rate credit only on mortgage interest — they can no longer deduct the full cost. This has significantly increased tax bills for leveraged landlords. We model the impact and advise on mitigation.

What’s Included

  • Rental income calculation and allowable expense review
  • Section 24 correctly applied
  • MTD for landlords advice and compliance
  • CGT 60-day return if you sell a property
  • ACCA & ATT qualified, HMRC registered preparation and filing

ACCA, ATT & HMRC Registered Tax Specialist — personal tax specialists serving clients across Kent.

Professional Process

What Work Is Involved?

  • SA105 property income and expense schedule preparation and submission

  • Section 24 mortgage interest restriction calculations and tax credit application

  • Rental profit computation across portfolios with multiple properties

  • Form 17 jointly owned property income election advice and HMRC filing

  • Furnished holiday letting status assessment and tax treatment review

  • Rent-a-room relief (£7,500 annual exemption) application

  • Stamp Duty Land Tax advice on property acquisitions and additional dwellings supplement

  • Let Property Campaign disclosure and HMRC voluntary correction submissions

  • CGT planning and reporting advice for eventual residential property disposal

    Why book with us

    Why Choose Us for Landlord Tax Return Chatham in Kent

    • Section 24 correctly applied

      The Section 24 mortgage interest restriction limits the tax relief on finance costs to a 20% basic rate credit, significantly increasing the liability for higher and additional-rate landlords. We apply this rule precisely, ensuring your tax return reflects the correct position under current HMRC legislation.

    • All rental expenses maximised

      Every allowable letting expense is identified and claimed -- repairs, letting agent fees, insurance, service charges, ground rent, and professional fees. Maximising your legitimate expenses within HMRC rules reduces your taxable rental profit as far as possible.

    • MTD for landlords advice

      MTD ITSA will apply to landlords with gross rental income above £50,000 from April 2026, with the £30,000 threshold following in April 2027. We advise you on software selection and digital record-keeping now so you are fully prepared well before the mandatory deadline.

    • CGT 60-day returns handled

      When you sell a residential rental property, HMRC requires a CGT return and payment within 60 days of legal completion. We prepare and submit this report on your behalf immediately on notification, applying all available reliefs to minimise your liability and meet the strict deadline.

    • ACCA, ATT & HMRC Registered

      Your return is prepared and submitted by a specialist holding ACCA, ATT, and HMRC Agent status with over 25 years' experience in UK personal and property tax. Professional preparation ensures full relief entitlement, compliance with current HMRC guidance, and zero risk of filing errors.

    Trusted Customer Feedback

    See What Customers Across Kent Say About Our Plumbing & Electrical Services

    We take pride in delivering reliable plumbing and electrical services across Kent, with customer reviews reflecting our commitment to quality workmanship, clear communication, and dependable service from start to finish.

    • I received a large inheritance and was not sure what the tax implications were. Everything was explained clearly and I felt much more confident about my position. No jargon, just straightforward advice I could actually understand.

      Josh Brennan
      Customer - Personal Tax
    • I went back to work after a career break and was not sure whether my tax code was right or whether I was missing any relief. Everything was checked and it turned out I was owed money. Really pleased I got a second opinion.

      Chris Griffiths
      Customer - Personal Tax
    • I knew Making Tax Digital was coming but had no idea where to start. The right software was sorted for me, everything was set up properly and I now know exactly what to do each quarter. Feel much more in control of my tax ahead of April 2026.

      Rachel Marsden
      Customer - Making Tax Digital

    Postcodes covered: ME4, ME5

    Serving the Area

    Chatham is at the heart of the Medway urban area, with a rich naval heritage and a diverse housing stock that includes everything from Victorian terraced streets to modern waterfront apartments at the historic dockyard. The town has seen significant regeneration investment in recent years, with new residential and commercial developments throughout ME4 and ME5. Kent Tax Specialists provides specialist personal tax services to residents, landlords, sole traders, and businesses across Chatham and the surrounding area.